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Appendix L

Insurance provisions for Council members

Summary of insurance provisions for members of Council

The following is a summary of coverage that Deakin University has arranged for its Council andcommittee members ("members"), whether or not they are employed by Deakin University.

Insurance Policy Sum Insured Brief Description of Cover
Industrial Special Risks Replacement Value up to $25,000, coupled with an aggregate for any one loss to $100,000 Property insurance on personal belongings of members whilst they are at University premises (e.g. laptop stolen from meeting room during coffee break).
Public and Products Liability $100 Million any one occurrence and in the aggregate Legal liability of members for personal injury or damage to property whilst they are on Deakin business (e.g. projector dropped by member on colleague's foot).
Professional Indemnity $15 Million any one claim and in the aggregate Liability of members for damages and legal costs resulting from breach of professional duty, such as wrongful advice or deceptive conduct whilst serving Deakin. (e.g. unintentional defamation by member)
Directors' and Officers' Liability $20 Million any one occurrence and in the aggregate Personal liability of members for wrongful acts committed while serving Deakin (e.g. failure by member in the discharge of duties prescribed under Corporations Law).
Directors’ and Officers’ Supplementary Legal Expenses $1 Million in the aggregrate Legal expenses coverage in defending an action against a member.
Employment Practices Liability $1 Million Personal liability of members for wrongful employment practices (e.g. wrongful dismissal or discrimination by member).
Personal Accident $250,000 Death and Other Benefits Death, disablement or loss of earnings due to injury suffered by members whilst engaged in or travelling to or from official activities.(e.g. member trips over their feet and sustains a spinal injury)
International Travel Unlimited overseas medical expenses and evacuation, $250,000 Death and Other Benefits Members on authorised University international travel. Cover includes: medical expenses and evacuation; death and corresponding benefits; emergency assistance; luggage and effects; personal injury; weekly injury benefits; missed transport connection; rental vehicle excess cover; and personal liability.

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